Compared to the bank’s lease loan rate, 3.57% is settled. Today is the total settlement time for lease loans.There will be many people who need to take out loans at a time when jeonse prices are also rising around Seoul.I hope the information I’m giving you today will help :)First of all, the most important thing when taking out a lease loan is the current status of housing holdings, including household members.If you are homeless, including single-homeowners, there are three main types of guarantees that can be applied for at commercial financial companies.HUG Housing and Urban Guarantee Corporation, called Hug, HF Korea Housing Finance Corporation products (also known as Jusinbo), and finally Seoul Guarantee Insurance SGI (Servo Certificate).Among hug products, the minimum interest rate is 3.57% to 3.78% and the mid-payment fee is 0.6% guaranteed to be 100% guaranteed, and you can apply up to 700 million won in local areas.The maximum possible amount is up to 320 million in the Tokyo metropolitan area.Among HF products of the Korea Housing Finance Corporation, the minimum interest rate is 3.62% to 3.78% of the prepayment fee, up to 80% of the deposit limit as above, but up to 700 million in the Seoul metropolitan area.The maximum possible amount is 220 million.Lastly, 3.7% to 3.9% prepayment fee for SGI Seoul Guarantee Insurance productsThe characteristic is that there is no limit to the deposit, and the maximum possible amount is up to 500 million, up to 300 million single-homeowners.Lastly, multi-homeowners and public or private rentals are difficult to proceed under the above conditions and can be used through self-insurance subscriptions by financial companies, but the minimum interest rate can be applied at 6-7%.Please take a look at the comparison chart of the interest rates on jeonse loans as above, and if you have any questions, please feel free to contact us anytime : )Previous image Next imagePrevious image Next imagePrevious image Next image
